Product Spotlight: Online banking

Online banking is a free service that allows customers to bank anytime from anywhere there is an Internet connection. Unlike online banking at many other banks, Bank of American Fork’s online banking is real time, meaning you always see up-to-the-minute balances.

Other things you can do in Bank of American Fork’s online banking include:

• View 2-year history of transactions, statements and check images

• Transfer funds between accounts

• Set up email or login alerts for customized events, such as when your balance drops below a certain amount or an online bill payment has occurred

• Set up automatic bill payment

• Receive eStatements instead of paper statements

• Create pseudo names for accounts (e.g., “Christmas fund” instead of “account # 1234567”)

• Download account information into Microsoft® Money or Intuit Quicken® software

• Stop payments

Ready to sign up?

Sign up for online banking in just five minutes by contacting Customer Care (Monday-Friday, 7:15 a.m.-6:15 p.m.) at 800-815-BANK. A representative will help you with your initial log-in.

Need online banking for your business?

Bank of American Fork’s online business banking offers all the same free features as personal online banking along with the following:

• Grant controlled access of the account to others

• Save time and money by authorizing and reconciling check payments electronically

• Download account information into Intuit Quick-Books® software

• Protect against check fraud with Positive Pay

• Send and receive wire transfers (fees apply)

• Use ACH to deposit payroll directly into employee accounts, and conduct transfers and collections (fees apply)

• Protect funds by requiring dual control for ACH processing

Call 800-815-BANK to get started today.

Microsoft Money is a registered trademark of Microsoft Corporation in the United States and/or other countries.Intuit, Quicken and QuickBooks are registered trademarks and/or registered service marks of Intuit, Inc., or one of its subsidiaries, in the United States and other countries.

Online Banking & Bill Pay

Kaesi, an IT professional and car racer, banks with us in Boulder.

Sign up for Online Banking & Bill Pay today!

Elevations industry-leading online banking and bill pay functions:

• View your account history, transaction history, and pending transactions
• Transfer money between your accounts or to other people
• Pay you bills with free bill pay
• Remotely deposit checks using your smart phone
• Track your finances and budget with FinanceWorks™
• Easily add a new payee from a robust list of pre-filled companies
• Download our free iPhone, iPad, Android, or Android Tablet apps.

Enhanced tools help you manage your accounts easily:

• User-friendly interface, including an "at a glance" dashboard for quick snapshots of account balances
• Simple payee management – streamlined add payee process, start and stop receiving bills online, activate/deactivate payees, and create payee categories for enhanced reporting
• Easily download account information into Quicken
• Enhanced Multi-Factor Authentication (eMFA) for your added security
• Set up text alerts to help you keep up with the status of your accounts while you're on the go (log into your online bank account and click on the "Alerts & Text Banking" tab to get started
• Nickname your accounts
• Live chat and share your desktop with our Member Service Representatives

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FREE ONLINE BANKING

With free online banking, you’ll enjoy all of the conveniences of a community bank anywhere you have an internet connection.

There are so many ways to manage your account online… we may never see you in a branch! You can…
Check your balances anywhere, anytime (Mobile Banking)…Get Cash Offers (Purchase Rewards)… Pay bills online (Bill Payment)…Receive balance alerts (Online Banking)… Transfer funds between OneUnited and other banks*…Manage a budget (FinanceWorks)…and more!!!

Online Banking at Community First is the business banking solution for fast, simple account access and management. 

Online Business Banking enrollment is easy! Benefits include:

• Access to Business Banking
• Online Bill Pay for Business
• Viewing your statements & account history online
• Online Loan application & approval
• Viewing and printing paid checks
• Electronic Transfer of Funds 
• Account alerts about checking balance levels
• Credit Card balance & transaction history
• Credit Card balance transfer & payment options

New Entitlements Feature Now Available
Business banking members can now enjoy the ability to set up "Entitlements" within online banking.  This new feature enables you to grant online banking access to your trusted employees, and it gives you the ability to limit that access to the activities and transactions you permit.

What can you do with Entitlements?
This new feature enables you to permit - or restrict - your authorized employees to view account activity or eStatements, transfer funds between accounts, schedule Online BillPay payments and much more. You can authorize up to 5 people and even include your accountant if you wish.

Get started with Entitlements

Log into Business Online Banking

FREE Online Banking

All of your accounts at ACU of Texas are included and automatically updated! View accounts, pay bills, transfer money, and set financial goals. It's all for FREE, all day, every day!

If you are an ACU of Texas Member and have not been enrolled in free online banking, 

Not an ACU of Texas Member? Click here.

Protect Your Online Bank Account from Phishing and Malware

Online bankers need to make their computers vault-like

Some people were duped into believing the Boston Firefighters Credit Union was giving away $99.99 to customers who answered a few online survey questions.

It, of course, was too good to be true. The credit union, which serves past and present fire department members and their families, was the target of a scam. In September, Boston area computer users - including non-Firefighters Credit Union members - received an email asking them to answer five questions. For their time, the survey takers were to be rewarded with a deposit a penny shy of $100. After they answered the survey, the users were asked for their bank account number and password so that the deposit could be made.

Of course, the Boston Firefighters Credit Union was not actually this generous. The emails are an example of phishing scams. This growing cybercrime is a fraudulent attempt to steal personal information via email by pretending to be a trustworthy company or institution. In the case of the credit union, the email included a link to a realistic-looking website that featured a logo similar to the bank's.

"People doing Internet crime don't have a lot of scruples in terms of whom they target," credit union chief Bernie Winn was quoted as saying in a Sept. 14 Boston Herald article. "[Criminals] aren't stopping to think about all of the good that firefighters do."

What the criminal minds are thinking about is luring you into giving them important information. David Ulevitch of PhishTank.org told the Herald "these scams are done by smart criminals who tend to be extremely organized and technically proficient." The thieves are hard to catch as they often filter the emails through innocent users' compromised machines.

Unfortunately, phishers are not the only would-be thieves looking to prey upon online bankers. Other cyber-criminals try to use keyloggers or other spyware to steal PINs. However, online banking clients can take steps to make their PCs like a vault:

• Common sense is a major weapon against fraud. If something just doesn't seem right, either call to check it out or run away. Credible companies will not ask for you to email your information to them.
• Do not use links in emails to go to your bank's website. Type in the address yourself and double-check to make sure it is right. You might also want to consider bookmarking your bank's homepage.
• When a page does ask you to enter personal information, make sure it is secure. Check to see if the URL states "https" and/or there is a yellow padlock icon shown at the bottom of your browser.
• Choose a unique PIN or password and have a different one for each account. Using your daughter's name for everything makes you an easy target. Consider changing your passwords every three to six months.
• Don't ask your browser to save your password. Type it in each and every time.
• Keep an eye on your accounts. Make sure that you know what each and every withdrawal is.
• Install an anti-virus product that can scan your machine for keyloggers, spyware and other malicious malware. Products that use Real-Time Blocking to thwart threats are great at keeping potentially dangerous code from even getting onto your computer.
• Consider using a program designed to permanently delete private information from your PC.

Online banking is convenient and, for many people, a necessity. Following these simple guidelines will help protect you and your money while you make use of this increasingly popular banking method.

A quick Introduction to Online Banking in China

Online banking    photo from Online-Banking.com

Are you stressed with always have to go and make long queues in order to buy train or flight ticket? Are you sick of the fact that the sellers take advantage of you being a foreigner and make you pay higher prices than normal just because you can’t make your own online payment to purchase affordable Taobao prices? Or do you feel inconvenience that you can’t have your account under your control without visiting the sometimes rare ATM machine? No matter where you belong, I tell you can finish all these problems by simply opening an online banking account.How to apply?well,below is a quick procedure:

When to apply

Typically, anybody can apply for online banking and it’s always easier and convenience when you include the application when applying for the bank ATM card. This way you’ll be given a ATM card and online banking access USB.

How to apply

The procedure is extremely simple, just fill in the required blanks and it’s over. Note that in the choice of USB or card, always select USB. Using that card with many numbers can be really troublesome and confusing especially if you have never used it before. Using a USB device should be your choice as its simpler and easier to use.

Application materials

This vary from banks to banks but of course you need your valid passport with valid resident permit. Some banks recently have come up with the new rule that you must show your valid Student ID otherwise you’ll not be allowed to undergo any process. Some may also request that you pay some little fee for the USB device, some may only want the normal 15RMB ATM card fee.

SBI ONLINE BANKING : HOW TO LOGIN FOR FIRST TIME

SBI online banking. In Previous post onSBI online banking we had seen some important things you should know before you start using online banking. In this article we will find out how to register yourself for online banking. In this post we will be using sbbj net banking as an example but other sbi and it’s associates banks will have similar login process.

Just follow these simple steps to login for the first time.

Step 1

Get SBI Online Banking Application Form from branch. You will need to fill a simple form and they will provide you will internet kit (sbi kit number) which contain login username and password for SBI Internet Banking

BONUS TIP

In case of SBI online banking only, you can get the username password directly to your registered mobile no, by clicking on new user click here link  on homepage. You won’t have to visit your branch for the internet kit. See the screenshot below.

Step 2

Once you have your internet kit, you have to wait for 24 hours for the SBI Online Banking Activation. For SBI Net Banking Sign Up login with the given username and password by going to OnlineSBI Banking Personal Banking.

Step 4

Enter the new login password and confirm the same.

Step 5

In next step you will have to enter the profile password along with other details. Once you are done click on Submit.

Also make sure that you remember (or write it down in piece of  paper) passwords and hint question. You will need them when you have to reset the password.

Step  6

If everything work well, you have now successfully setup your online banking profile. Here is the snapshot on how the homepage will look like.

In the next article we will find out how to make fund transfer using online banking.If you still faces any problem feel free to ask through the comments below.

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Online Banking

Do you need to check your account balance on a weekend, a holiday or late at night? How about doing a transfer before you go to bed at 3 a.m.? Or applying for a loan on a Sunday afternoon? You can do all of this and more, from the comfort of your living room with Online Banking.

• Check the history of your accounts and download it into your PC
• Get information on your account balance, dividends earned and interest paid
• Transfer funds between accounts
• Apply for a loan online
• Fewer trips to the credit union saves time
• Access your account when you want: 24 hours a day, 365 days a year

It's Free, Secure & Convenient!

This service takes advantage of powerful encryption technology, which prevents monitoring of your account and unauthorized access to your information. There is also a secure server and firewall for maximum protection.

Getting Started

To sign up for Online Banking you can apply online, give us a call or stop by any Community 1^st Credit Union location. We'll get you signed up, mail you a PIN Number and you'll be surfin' through your account before you know it. Online Banking is the fast and most convenient way to take care of your finances on the Internet, 24 hours a day, seven days a week. Best of all, it's FREE!