Online Banking
Online Banking is about putting you in control and making your life easier. It's a convenient way to bank, giving you the freedom to manage your own money plus the convenience to do your banking when you can't get to a Bank of North Carolina branch office.
Best of all, it's a free service to any customer with a Bank of North Carolina Checking account.

Canada Leads World In Online Banking Usage

Canada is one of the world’s most developed markets for online banking, according to a report released by Internet measuring firm comScore, Inc.
"Canadians are typically very savvy Internet users, a fact that is underscored by their heavy usage of online banking," says Brent Bernie, president of comScore Media Metrix, comScore Canada. "But because the Canadian online banking sector is so developed and competition already so fierce, banks need to closely examine how they are meeting the needs of their consumers online if they are to achieve customer growth and retention through this increasingly important channel."
Of the 37 global markets individually-reported by comScore, Canada ranked number one in adoption of online banking, with 67.1 of Canadian Internet users banking online in April 2008. Other English-speaking countries had significantly lower penetration, including the U.K. (49.5%), U.S. (44.4%), and Australia (41.7%).
Canadians also led the world in online banking frequency, with an average of eight usage days and 10.5 online banking visits per visitor in April.
Canadians spent an average of 46 minutes on banking sites in April, viewing approximately 121 pages per visitor.
Of the nearly 24 million Canadian Internet users, 15.5 million visited a banking site in April. RBC Financial group led the category with 4.6 million visitors, followed by TD Bank Financial Group with 4.5 million visitors and Bank of Montreal sites with 3 million visitors.

On-line Banking

Make banking easier and more convenient by managing your finances on-line

MemberDirect® allows you to check account balances, make bill payments, transfer money. You can manage your investment portfolio with Credential Direct® or view your MasterCard® Credit Card balance and activity by clicking here.

Advantages of Online Banking :

The main advantages of using an online bank are:

Convenience: You can access your account 24 hours 7 days a week from the comfort of your own home or workplace, or even while you are on holiday.

Better control of your finances:You can pay bills, buy, check your balance, check past statements, cancel standing orders, cancel direct debits, etc. whenever and wherever you are.

Time saving: No need for queuing, waiting for office hours or travelling to your bank to conduct your business.

You can spot any fraudulent movements in your account faster than if you have to wait for a monthly statement to arrive by snail post.

Internet Banking

The coming of the Internet era and the personal computers trend gave an opportunity and a challenge for the banking industry.
Online Banking uses today’s technology in computer to give us the option to by-pass the hassles of going to the bank for a simple transaction or account statements through mail that often arrive past the due date. It is slowly transforming our way of banking.Definitely simplifies our everyday routine.